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Real Estate Finance and Mortgage

Found 30 blog entries about Real Estate Finance and Mortgage.

If you've been thinking of buying a home, what's holding you back? An easy way to start the process is a simple pros and cons list, and Peggy Slappey Properties has the expert input to help you sort the good from the bad. 

Home Buying in Today's Market

The Metro Atlanta real estate market remains robust. We've seen prices stabilize, sellers get more competitive, and buyers have greater negotiating power. The changing market has brought tons of advantages to buyers that they've not seen in several years. 

Buying PROS

  • As a buyer, your negotiating power is suddenly far greater. Ask for seller-paid closing costs and a seller-paid interest rate buy-down, both of which can save you thousands.
  • Today's market allows you to negotiate price,
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It was a busy summer at Vernon Street in Lilburn, and now just two new homes remain! Both are filled with stylish, modern finishes in this HOA-free community, and both have incredible, covered back porches perfect for the cool fall evenings ahead. We know these closeout opportunities won't last long!

Outstanding Convenience

Vernon Street has just fifteen homes and does not have an HOA. This means you can enjoy the freedom to live the way you choose, with no restrictive covenants. Situated in Lilburn, it offers an amazingly convenient Gwinnett County location that places schools, shopping, restaurants, parks and more just outside your door. Not only does Vernon Street give easy access to every local amenity, but it’s also close to major highways,

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It’s a question every real estate professional hears almost daily in 2022:  Should I wait to buy a home? Clients are concerned that a slowing economy will impact real estate values. They wonder if prices will come down, and they hope for a great, once-in-a-lifetime deal just around the corner. They see rising interest rates and high home prices, and they worry about a housing “bubble” akin to the one that popped in 2008. Fortunately, there is some very good news for both buyers and sellers as 2022 rolls on.

Today’s Market is Strong

While the news media sells fears of a crash, the facts on the ground in the Metro Atlanta area do not support it. When the recession hit in 2008, there were too many homes on the market – a glut of inventory. Today,

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Are you currently renting and trying to decide if homeownership is right for you? The decision to rent a home or buy one can be especially hard in today’s housing market. After all, home prices have skyrocketed over the past two years and so have rental costs. Could your money be better used in the investment of a home? Consider these five important factors as you deliberate:

Rents Continue to Rise Quickly

Most renters are notified as their lease draws to an end that rent will go up if they choose to renew. It’s common practice, especially for those with a one-year lease. Payments will continue to climb year after year. Homeowners with a traditional, 30-year fixed rate mortgage can rest assured that their housing costs will remain steady, while

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2021 was the year of SOLD. So many Peggy Slappey Properties clients saw their homes sell over asking price, with minimum days on the market, many to all-cash buyers who never saw the home in person. Multiple offer situations were the norm in 2021, as buyers flooded the market, which remained at near record low inventory in the metro Atlanta area for much of the year. This seller’s market was a dream come true for those looking to sell but caused headaches for buyers… and buyer’s agents.

Now that 2022 is here, the question on everyone’s mind is: Will home prices come down this year?

There is great news predicted for housing in the coming year. According to the experts at Realtor.com, home prices are expected to keep rising, but at a much slower

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It's that time of year again, when residents and consumers in Gwinnett County cast their votes to name their favorite local businesses "Best of Gwinnett." The contest is run by Gwinnett Magazine, which showcases these local businesses every year. 

Voting is now open and easier than ever before. Cast your vote with the click of a button until December 31st, 2021. You can vote once every 24 hours. No subscription is necessary, but if you decide to sign up, you won't be disappointed with the quality information Gwinnett Magazine provides. We hope you'll choose Peggy Slappey Properties in the Real Estate category! Visit Best of Gwinnett to vote today.

Peggy Slappey Properties, Inc. is a Metro Atlanta real estate brokerage with nearly four decades of

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Peggy Slappey Properties, Inc. (PSP) is a trusted real estate brokerage with 39 years in the metro Atlanta area. The brokerage has seen several ups and downs in the market over the years. Today’s market, however, looks a little different. Rising prices, low housing inventory, and huge demand could be leading to a generational shift in the area.

Real estate in the metro Atlanta area is hot. Homes are selling fast, often within just one day of hitting the market. It is now normal to be in a multiple offer situation with upwards of 20 or more offers. There are more buyers in the market than sellers, and new home inventory is continually playing catch up with demand. Agents are scheduling showings in 15-minute increments back-to-back for days on end. Homes

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Real estate is moving fast in metro Atlanta. Homes are selling in record time, often on the first day listed. To navigate this fast-paced market, it’s more important than ever before to have an experienced, trusted listing agent on your side.

Getting the Right Price

Your listing agent will start with a current market analysis, using other homes in the area, your home’s unique features, and the latest market trends to determine what your home is worth. Because demand for homes has risen so quickly in 2021, it’s not uncommon to receive multiple offers far over asking price. But the baseline is still important. Setting an accurate starting point will determine how much money is in the seller’s pocket at closing.

Sorting Through Multiple Offers

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The real estate market in Metro Atlanta is on fire this spring. Homes are selling at a record pace. Multiple offer situations happen every day. There is a shortage of homes for sale, which means competition is fierce. How can you, as the buyer, be a top contender and hopefully the winner when it comes to the home of your dreams?

Rule No. 1 – Don’t Wait

In today’s fast-moving market, the buyer that waits is often the buyer who misses out. We understand how big the decision to buy is, but thinking it over for 24 hours gives all the other buyers (and there are a lot of them) time to move before you do. Believe it or not, homes today are selling even before they are officially listed, which makes working with a qualified PSP Realtor even more

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Attention Agents: Just in time for a holiday shopping spree, get a $1,000 selling broker bonus* at Cottages at Noble Village! This is Gwinnett's beautiful, new 55+ active adult community located in the heart of revitalized Downtown Lilburn. These are luxury townhomes with fantastic amenities starting in the low $300's. 

There are move-in ready homes available TODAY for a quick close at Cottages at Noble Village. Visit this week to tour a gorgeous ranch-style townhome, complete with luxurious finishes including granite, tile, hardwoods, and stainless-steel appliances. Every floorplan is open-concept with an island kitchen and a spacious living room. Owner's suites are well designed for maximum ease of use, including a zero-entry, fully tiled

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