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Real Estate Finance and Mortgage

Found 10 blog entries about Real Estate Finance and Mortgage.

Check out this outstanding opportunity from Fidelity Bank Mortgage, now available in three Metro Atlanta new home communities, where a low, low interest rate could save you thousands! You must act quickly, though, because this offer will expire soon. Right now, lock in your rate at 3.75% on a conventional, 30-year, fixed-rate mortgage with a 1% discount*! With FHA financing, the rate is even better, at 3.5% for qualified buyers*!

Working with award-winning area builders, Fidelity has made these great rates available to qualified buyers now in three beautiful communities:

The Gates of Braselton

The Gates of Braselton is a gated community with resort-style amenities, including swimming pool, tennis courts, and a clubhouse complete with a

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It’s the first day of Spring, and all over Metro Atlanta “For Sale” signs are popping up in front yards as more people plan to take advantage of the busy spring market. More homes for sale will inspire more buyers to jump in, too, and competition can get fierce. Already, our agents are reporting an increase in multiple offer situations, and calls for “highest and best” happen daily. How can you, as the buyer, be a top contender and, hopefully, the winner when it comes to the home of your dreams? Not surprisingly, your financial health plays a big role in making you an attractive buyer.

Examine Your Finances

If you’re like most buyers, you’ll need to secure financing with a lender before you can buy. Before speaking with one, gather all the

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Are You Ready to Sell? The decision to sell your home can be difficult.  You love your neighborhood, your kids’ school system, and the neighborhood pool, but you’re just too far away from work. That commute is killing you. Or maybe your family has grown and your lovely little house seems bursting at the seams with…people.  There are plenty of reasons to sell, but making the decision can be overwhelming without asking a few questions to put it in all perspective. 

  1. How healthy is your financial situation? Whether you are looking to move up or downsize, your credit score and savings are important factors. A PSP preferred lender can examine your finances as a whole and help you to determine your loan eligibility and what your monthly payments will
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Sometimes buyers sabotage their own home closing by making easily avoidable mistakes. These are the top five money miss-steps that can jeopardize your purchase – and they are all within your personal control:

  1. New Loans

Once you have secured financing, do NOT open any new lines of credit.  This means no new store credit cards, car loans, or financed purchases of any kind. If your new home needs new furniture, either use cash or wait until 30 days after closing so your debt-to-income ratio does not change.  After all, the furniture won’t do you any good if you can’t buy the house to put it in. 

  1. Missed Payments

Make all your standard monthly payments on time.  Just before closing is not the time to be forgetful about that credit

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Most people start their search for a new home by swiping through photos online. This is a great way to get excited about the possibility of a new home, but the best place to start is by deciding how much you can spend.  That’s why every good REALTOR® will ask, “Are you pre-approved for a loan?”

Price matters – so much so that it could mean you’ll need to look in different locations, or at town homes instead of detached homes.  Or maybe you can afford more house than you think.  The only way to find out is to speak to a qualified mortgage expert and get that magic pre-approval letter. 

Most buyers use some sort of financing to purchase their home.  The amount you qualify for is a huge determinant of what kind of home you can buy and the location

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Get your FREE CMA today to find out!

The Peggy Slappey Properties website (www.psponline.com) is loaded with tools to help you sell your home for top dollar. Maybe the most important tool at your fingertips is the CMA, or Comparative Market Analysis, performed by a qualified PSP REALTOR® and just a few clicks away.

The real estate market is constantly changing, so getting an expert opinion of what your home is worth has never been more important.  Year to year, sometimes even month to month, home values in your neighborhood can change.

A CMA determines your home’s selling price by comparing it with similar homes recently sold in your area – preferably within the last 2-3 months.  It includes factors like the number of bedrooms and bathrooms,

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For American families who have chosen to serve our country through military service, These loans are designed to save veterans money and allow them to buy their piece of the American Dream when they return home.  But not every veteran is eligible.  There are four qualifying groups:

  1.      Active Duty Service Men and Women.  The qualifying person must serve at least 90 days in the military during a time when the country is at war.
  2.      Active Duty During Peace.  The qualifying person must have served at least 181 days as full-time military personnel during a time when the country was at peace.
  3.      National Guard or Reserves Service.  The qualifying person must have served at least six years in either the Reserves or the National Guard.
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It’s no secret that housing inventory in Metro Atlanta is low, especially when it comes to traditional “starter” homes below $200k.  Buying is competitive this Spring, but there are ways to make yourself the most promising buyer on the market, the one most likely to win the house of your dreams.

Narrow your list of must-haves. 

Be prepared with a SHORT list of must-haves before you start attending open houses and scheduling showings.  Your list should include only the items you feel unable to compromise on, like location, number of bedrooms/bathrooms, or acreage.  Remember that all finishes can be changed later to better suit your personality and style.

Save, save, save.

The easiest way to improve your “looks” as a homebuyer is to have

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Most people start their search for a new home by swiping through photos online, browsing online listing services, and creating a list of must-haves.  This is a great way to get excited about the possibility of a new home, but the best place to start is by deciding how much you can spend. 

Price matters – so much so that it could mean you’ll need to look in different locations, or at townhomes instead of detached homes.  Or maybe you can afford more house than you think.  The only way to find out is to speak to a qualified mortgage expert. 

Most buyers use some sort of financing to purchase their home.  Let’s face it:  most of us are not independently wealthy with tons of cash on hand to purchase a home without a loan.  The amount you qualify

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PSP New Website Now Live

Exciting news from PSP! Our new website is now LIVE and ready for your next home search!

Designed for ease of use and greater connectivity, this website is packed with valuable resources.

View all of our current listings with an up-to-date feed from the local listing services:  MLS and FMLS.  Search for homes by clicking an area on the map or choose a community, town, or zip code.  Narrow your search by connecting with one of our qualified REALTORS for expert advice. You can also browse new construction communities and get to know our agents.

Ready to sell? Fill out a simple online form to receive your home’s FREE Current Market Analysis (CMA).  One of our dedicated agents will contact you with this valuable information and discuss how to get

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