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Real Estate Finance and Mortgage

Found 35 blog entries about Real Estate Finance and Mortgage.

Peggy Slappey Properties and EMC Homes know you’ll fall in love with these nine gorgeous new homes located in and around metro Atlanta. They are move-in ready and offered with $10,000* in buyer incentives when you buy before Valentine’s Day 2024. It’s time to find the perfect fit and fall in love at first sight with the home of your dreams!

Please note that some photos may be stock images; features may vary. 

Porches at Mobley Lake

Located in the city of Dacula, The Porches at Mobley Lake offers beautiful water views and open floor plans. Finishes include granite countertops, stainless-steel appliances, and hardwood floors. Shopping centers and great dining options are nearby, and the community is complete with a swimming pool, playground,

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Happy New Year from Peggy Slappey Properties!  Across Metro Atlanta, kids are returning to school and people are returning to work, revved up as the New Year momentum builds. If you’ve been thinking of buying a home, let us help 2024 be your year.

A Good Time to Buy

There is lots of good news about the real estate market in our area. Mortgage rates began their downward trend at the end of 2023 and continue in the same direction now, which means hundreds of dollars of savings on your monthly mortgage bill. At the same time, many new home builders are still offering large buyer incentives and/or closing cost contributions on move-in ready homes. Those deals will only be around for a limited time, but there are some great bargains to be had if you

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September 19, 2023

It’s that time again, when the great people of Gwinnett cast their votes for their favorite local businesses. The coveted Best of Gwinnett ribbons will soon be awarded; don’t miss your chance to vote and let your favorite businesses shine!

At Peggy Slappey Properties, we hope you’ll keep our winning streak going with a vote in our favor! You’ll find us in the REAL ESTATE category under “Real Estate Brokerages.” We appreciate your support, as we understand that the Best of Gwinnett designation comes directly from our friends, neighbors, clients, and customers in our own backyard.

As Gwinnet County approaches a population of one million, your vote matters even more. By voting, you promote the best and boost the standards

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August 17, 2023

Attention Agents: You're Invited!

Join Peggy Slappey Properties and EMC Homes on Tuesday, August 22nd at Laurel Cove in Hoschton, GA for a fun-filled agent luncheon. We will spoil you with a delicious lunch from Chicken Salad Chick and enter you to win a day away at Chateau Elan Spa. You’ll also be the first to preview EMC’s brand-new floor plans and tour homes ready for a quick move. Agents who attend will be eligible to receive a 5% agent commission*! The event begins at 11:30am and continues until 1:30pm.

Biggest Incentives Ever at Laurel Cove

If you have a buyer interested in the Hoschton area, this is the time to introduce them to Laurel Cove. EMC is now offering up to $25,000* in buyer incentives for contracts written

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The first day of Spring 2023 is just around the corner on March 20th. Peggy Slappey Properties and all our industry partners know that real estate will heat up quickly this spring, and you need to start getting ready for it now. If you’re planning to buy or sell this spring, here are a few ways to stand out in a crowded market.

Sellers, Start Prepping Now.

If the spring market is your target, you need to start getting your home ready to sell now, before March draws to a close. Remember, you only make a first impression once. Curb appeal is your home’s first greeting to potential buyers.

It’s easy to walk by your front door and not notice the leaves piled up, the tired paint on the front door, or the random items that have been left out.

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If you've been thinking of buying a home, what's holding you back? An easy way to start the process is a simple pros and cons list, and Peggy Slappey Properties has the expert input to help you sort the good from the bad. 

Home Buying in Today's Market

The Metro Atlanta real estate market remains robust. We've seen prices stabilize, sellers get more competitive, and buyers have greater negotiating power. The changing market has brought tons of advantages to buyers that they've not seen in several years. 

Buying PROS

  • As a buyer, your negotiating power is suddenly far greater. Ask for seller-paid closing costs and a seller-paid interest rate buy-down, both of which can save you thousands.
  • Today's market allows you to negotiate price,
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It was a busy summer at Vernon Street in Lilburn, and now just two new homes remain! Both are filled with stylish, modern finishes in this HOA-free community, and both have incredible, covered back porches perfect for the cool fall evenings ahead. We know these closeout opportunities won't last long!

Outstanding Convenience

Vernon Street has just fifteen homes and does not have an HOA. This means you can enjoy the freedom to live the way you choose, with no restrictive covenants. Situated in Lilburn, it offers an amazingly convenient Gwinnett County location that places schools, shopping, restaurants, parks and more just outside your door. Not only does Vernon Street give easy access to every local amenity, but it’s also close to major highways,

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It’s a question every real estate professional hears almost daily in 2022:  Should I wait to buy a home? Clients are concerned that a slowing economy will impact real estate values. They wonder if prices will come down, and they hope for a great, once-in-a-lifetime deal just around the corner. They see rising interest rates and high home prices, and they worry about a housing “bubble” akin to the one that popped in 2008. Fortunately, there is some very good news for both buyers and sellers as 2022 rolls on.

Today’s Market is Strong

While the news media sells fears of a crash, the facts on the ground in the Metro Atlanta area do not support it. When the recession hit in 2008, there were too many homes on the market – a glut of inventory. Today,

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Are you currently renting and trying to decide if homeownership is right for you? The decision to rent a home or buy one can be especially hard in today’s housing market. After all, home prices have skyrocketed over the past two years and so have rental costs. Could your money be better used in the investment of a home? Consider these five important factors as you deliberate:

Rents Continue to Rise Quickly

Most renters are notified as their lease draws to an end that rent will go up if they choose to renew. It’s common practice, especially for those with a one-year lease. Payments will continue to climb year after year. Homeowners with a traditional, 30-year fixed rate mortgage can rest assured that their housing costs will remain steady, while

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2021 was the year of SOLD. So many Peggy Slappey Properties clients saw their homes sell over asking price, with minimum days on the market, many to all-cash buyers who never saw the home in person. Multiple offer situations were the norm in 2021, as buyers flooded the market, which remained at near record low inventory in the metro Atlanta area for much of the year. This seller’s market was a dream come true for those looking to sell but caused headaches for buyers… and buyer’s agents.

Now that 2022 is here, the question on everyone’s mind is: Will home prices come down this year?

There is great news predicted for housing in the coming year. According to the experts at Realtor.com, home prices are expected to keep rising, but at a much slower

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