Peggy Slappey Properties and Southern Orchard Group invite you to tour The Orchard at Mill Creek this week, where two move-in ready homes are waiting and several more homes are under construction.
4353 Orchard Grove Drive
The community’s decorated model, this home is loaded with designer upgrades. The separate, formal dining room has paneled molding and beautiful ceiling trim. The large living room with fireplace and hardwood flooring is open to the island kitchen, which features granite, tile backsplash, and stainless steel appliances. Secondary bedrooms are spacious, and the master suite is a true oasis, with sitting area and spa-like master bath. Outside, enjoy the covered back porch, perfect for family barbecues. This
It’s that time of year again, when we all do our best to predict the ups and downs of the real estate market for the year ahead. While we can’t know for certain what the future holds, there are a few educated guesses we can make, and all of them encourage you to Buy Now.
Interest Rates
Mortgage interest rates are slowly creeping up, and financial experts expect them to continue to rise over the course of 2018. Right now, rates continue to hover near historic lows. That means it is an optimal time to buy. Lower interest rates on a 30-year fixed rate mortgage will save you money now and in the future, as you watch your neighbors pay more for the same loan product.
Low Inventory
Metro Atlanta builders are trying to keep up with demand, but
Peach State Homes wants to spread some holiday cheer this Christmas with great incentives in Jefferson’s Woodlands community! For buyers, Peach State is offering a refrigerator, blinds, and a garage door opener* For agents, they’re handing out $1,000 broker bonuses!*
These incentives are good for three move-in ready homes in Woodlands:
640 Mimosa Way, Jefferson. This 4-bed/2.5-bath home features a full basement, hardwood floors, granite countertops, stained cabinetry, and a custom tiled master shower. It’s listed at just $261,774.
656 Mimosa Way, Jefferson. This 4-bed/2.5-bath home has a full basement and features timeless Craftsman-style architecture. Listed at $262,774, it has gorgeous hardwoods, a gourmet kitchen, and custom tile.
If a new home is on your Santa wish list this year, don’t let the holiday season scare you away. There are some great reasons to shop for a new home in December, when you can find the perfect home while everyone else is at the mall!
Motivated Sellers.
If a home is listed this close to Christmas, it is often out of necessity. The seller may need to move for work or family obligations, or any number of other pressing reasons. They’ll want a quick sale and may be more willing to negotiate. To see current listings, you can visit www.psponline.com, where you can start your home search and save your favorites.
Fewer Buyers in the Market.
With fewer buyers in the market, you’ll have less competition when you find the perfect home and less
First time buyers of new construction homes often wonder why there is an extra charge at the closing table for something called “Title Insurance.” Why would a brand new home, never lived in by anyone else, need title insurance? There are two primary reasons:
1. Although the home was never lived in, it was built on vacant land that may have had one, two, or twenty different owners over the years. The chain of title might not be clear, and title insurance protects you, the new homeowner, from any uncertainty that arises because of that. Once a policy has been accepted, you are insured against claims on the property by previous owners.
2. While the home was under construction, there may have been unfulfilled obligations to contractors who
Sometimes it’s hard to know when to stop renting and become a homeowner. Taking out a mortgage seems like such a big responsibility. The truth is, you’re paying someone’s mortgage either way. You can decide to pay monthly toward your own future, or you can send that payment to your landlord and invest in his.
At Peggy Slappey Properties, we have clients who rent for all kinds of reasons: bad credit, the need for flexibility, job or income uncertainty, even the desire to avoid maintenance and repair costs. We know there are appropriate times and circumstances for renting, but we also know how beneficial home ownership is.
Most buyers will qualify for a traditional, 30-year fixed rate mortgage. Over the course of 30 years, that payment will stay
Metro Atlanta has a thriving rental property market. Renters across the area will tell you that good rentals are hard to find and the great ones are hard to afford. Owning one or more of these properties might be the key to financial freedom, but there are important considerations to make before jumping into the rental business.
How much can you spend?
As with any home purchase, rental or otherwise, determining your price point is the first step in your search. Be aware that the down payment requirement will be higher (usually 20%) because mortgage insurance is unavailable on investment properties. Interest rates will generally be higher on rental properties, too. Carefully consider repair costs now and in the future; if you own a home already,
Ever wonder what the building process looks like from the ground, up?
Buying new construction brings some excellent advantages to home owners. New homes need far less maintenance, are move-in ready, and are more energy efficient than older houses. But where does the process begin, how long does it take, and how involved is the buyer throughout it?
Presales
A “presale” is a term of art used to describe the sale of an empty lot with the intention of building a house upon it. The buyer will physically walk the lots available in a community, choose the one best suited to her needs, then choose from available floor plans that fit the lot’s dimensions. The buyer will then sit with a highly qualified sales agent to craft the Purchase and Sales
Can you buy a home without a REALTOR? You can, but you'll be giving up valuable guidance through what can be a complicated process. What do you really give up when you decide to buy without a REALTOR’s expertise?
Time. Great buyer’s agents spend loads of time online, searching for listings that match your requirements. They spend time on the phone, contacting other agents to get all the details. The great ones even spend time previewing houses before you ever see them – all in an effort to save YOUR time.
Money. A buyer’s agent can tell you if the house you love is really worth the price tag attached to it. They'll provide a market analysis to determine the fair value of the home, potentially saving you thousands.
Now under construction, The Orchard at Sunny Hill is just a short walk from Mountain View High School. The school is award-winning in academics, sports, and instruction. JSS Homes, a highly respected Metro Atlanta home builder, invites buyers to tour this beautiful community and experience its ideal central Gwinnett location so close to this great school system.
Homes in The Orchard at Sunny Hill start in the mid $200’s, with several floorplans available. These are up to 6-bedroom/4-bathroom homes with a bedroom on the main level. Basement lots are available, and 3-car garages can be added. Homes feature popular design elements like granite, hardwood flooring, tile work, and custom trim. Outdoor living spaces complete with fireplace are
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