Sometimes buyers sabotage their own home closing by making easily avoidable mistakes. These are the top five money miss-steps that can jeopardize your purchase – and they are all within your personal control:
New Loans
Once you have secured financing, do NOT open any new lines of credit. This means no new store credit cards, car loans, or financed purchases of any kind. If your new home needs new furniture, either use cash or wait until 30 days after closing so your debt-to-income ratio does not change. After all, the furniture won’t do you any good if you can’t buy the house to put it in.
Missed Payments
Make all your standard monthly payments on time. Just before closing is not the time to be forgetful about that credit
This fall get $7,500 in closing costs* from EMC Homes in seven of their Metro Atlanta communities! EMC Homes is opening new doors across the North Metro area, offering homes great for every price point, from first-time buyers to those looking to upgrade or even downsize. Backed by over 40 years of experience in new home construction, EMC is known for its attention to detail and superb craftsmanship. Come see for yourself in these seven great communities:
McIntosh Place
McIntosh Place is located near Sugarloaf Parkway in the award-winning Archer High School District. These Craftsman style homes start in the mid-$200’s and feature upgrades galore, including brick and stone exteriors, granite counter tops, and hardwood flooring. EMC Homes
There’s just one home left in Dacula’s Holly Glen, where Richardson Housing Group chose the best for last!
Tour 3283 Holly Glen Court, located on a coveted cul-de-sac lot and loaded with modern finishes. The St. Lawrence Plan, this two-story home is open, spacious, and welcoming with 5 bedrooms and 3.5 baths. Interior finishes include hardwood floors on the main level, site finished hardwood stairs going upstairs and down to the basement, antique white shaker-style kitchen cabinets, and subway tile backsplash. Plus, the huge kitchen offers stainless steel appliances, granite countertops, and both recessed and pendant lighting.
Upstairs, the generous owner’s suite includes separate sinks, granite, and a custom tiled shower. The home
Smith Douglas is one of the fastest growing new home builders in Metro Atlanta, and Peggy Slappey Properties is excited to be working with them in two beautiful communities. With over 40 years of experience in new home construction, Smith Douglas remains focused on providing quality homes at amazing value with service and craftsmanship homeowners can trust. We invite you to tour one of these exciting Smith Douglas communities today.
McKinley Crossing
McKinley Crossing is a well-established community in Forsyth County where new homes start in the mid-$200’s. There are a wide range of floor plans available, including ranch and two-story homes, all with open, spacious kitchen/great room combinations. These three-to-five-bedroom homes feature
Do you love Gwinnett County but can’t seem to find a home that fits your taste and budget? Discover The Orchard at Sunny Hill, located in Lawrenceville within walking distance to the area’s most sought-after school: Mountain View HS. Situated in this prime Gwinnett location, the community also has great amenities, including swimming pool and lake access. These are beautiful, low maintenance, new homes with designer finishes priced from the high $200’s.
Several floor plans are available, including some that are move-in ready. Homes have up to six bedrooms and four bathrooms with a bedroom on the main level. Basement lots are also available, and three-car garages can be added. Homes feature popular design elements like granite, hardwood
EMC Homes, a Metro Atlanta home builder backed by over 40 years of experience, welcomes you to Creekside at Monarch Ridge, Hall County’s hidden gem. Now, get $5,000 in closing costs with the EMC Homes preferred lender on contracts written before April 15, 2018.*
Set in the foothills of North Georgia and just a short drive to Lake Lanier, this community is also convenient to restaurants and shops in downtown Gainesville. Homes in Creekside at Monarch Ridge start in the $200’s and showcase popular design elements like shiplap accent walls and island kitchens complete with built-in desk. With up to five bedrooms and three bathrooms, standard features include granite counter tops, hardwood flooring in the foyer, a covered front porch, and a wood
Visit Silver Ridge in Gainesville this weekend and find your new home just in time for Spring!
Ideal for first-time home buyers, Silver Ridge is value-priced from the $150’s. Exciting new floor plans feature open, spacious layouts with three bedrooms and two bathrooms. Both ranch and split-level plans are available.
This quaint, well-established community with home sites situated on wooded lots is removed from the city hustle and close to recreation opportunities at Lake Lanier. Located in Gainesville, Silver Ridge was chosen for its unique blend of affordability and excellent location. It’s ideal for families in search of a peaceful retreat away from busy city life. Enjoy water sports, visit a local park, or take a short drive into
EMC Homes is excited to offer buyers in McIntosh Place $3,000 in closing costs!* This offer is available only for a limited time, so you must act quickly to take full advantage of it. Plus, remember to ask about 100% financing options available with the EMC Homes preferred lender.
McIntosh Place is located near Sugarloaf Parkway in the award-winning Archer High School District. These Craftsman style homes start in the high $200’s and feature upgrades galore, including brick and stone exteriors, granite counter tops, and hardwood flooring. EMC Homes is offering several floor plans buyers can choose from, all with open-concept main living areas and 4-5 bedrooms.
EMC Homes is backed by over 40 years of experience in new home construction and is
Warmer temperatures in Metro Atlanta this past weekend have all of us looking forward to spring. It will bring sunny days, blooming flowers, baseball, and…the busy Spring Real Estate Market! If you’re waiting for spring to list your home, start getting ready now with a few easy tips:
Yard Maintenance
Although your grass is probably still dormant, there are plenty of other chores in the yard to do while it’s chilly outside. Did you know the late winter months are the perfect time to trim shrubs like rose bushes, crepe myrtle, and boxwood? Pruning now will give room for new growth in the months ahead and will keep the plants healthier, too. Metro Atlanta has had some crazy weather in recent weeks, with snow, ice, and wind. Remove fallen branches
Tour this beautiful new home in The Woodlands, where Richardson Housing Group is offering All Closing Costs Paid for a limited time with RHG’s preferred lender. *
The Fairhaven floor plan is The Woodlands’ newest plan, and this home includes a full, unfinished basement. It also features tons of modern, high-end finishes including:
